subject: Getting Auto Insurance Quotes With No Personal Info -- Is It Possible [print this page] Some of us have sometimes wondered if it is possible to get auto insurance no personal info. There may be some of us who have learned the hard way that this is just not possible. If you sign up for insurance without giving out your personal information, it would make the agreement between the company and you to be useless and meaningless.
"Premiums", or the amount you pay to a certain insurance company in exchange or protection, is determined through a number of factors. These include your driving record and your credit standing or your credit history. We all know that handing out our personal information such as our SS number can be very tiresome, especially if we do it again and again. But try to understand that the cost of your insurance is based solely on these things. Every time a company pulls out your credit history, it can affect your FICO (Fair Isaac and Co.) score.
If you ask for too many quotes, there is a risk of ruining your credit history. Before you decide on which companies to ask quotes from, always check the profile of that company. Know its processes, its reputation, and how long it has been in the business. Here's a very helpful tip: Companies you have heard about through word of mouth are most likely the best companies to consider. You can also try checking out reviews and forums about certain insurance companies to see how people rate them.
Remember to be familiar with the terms that insurance companies use. Also make sure that you use the same information when asking for quotes. If you are not sure what an insurance agent is referring to, always ask questions. Whenever you are asked for certain amounts, always answer in exact figures, not just in ranges.
When an insurance company offers you something, make sure to do your research. Most often than not, it would be a shame to say no to a policy just because you thought you could not afford it when in fact, the services have more options that could not be found in other companies.
Whatever the company asks of you or whatever you do to get quotes, be reminded that without personal information, policies would be useless. If you are lucky, you might only be asked for your zip code or state.
Most often than not, there will always be people who prefer not to give out their personal information when getting quotes. If you are one of these people, it is best to look or insurance companies who do not ask for too many details. But as of now, we have to stick to the fact that it is unlikely to get auto insurance quotes with no personal info.
by: Lance Thorington
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