subject: The Cheapest Car Insurance For Teenagers [print this page] Many parents dread it, but inevitably their little babies grow into teenagers and want to start driving as soon as they can. One of the most important things that parents look for is the cheapest car insurance for teenagers. Finding this has a lot to do with what type of vehicle they'll be driving, as well as the age they start driving, and even how much you currently pay for insurance.
What kind of vehicle will they be driving?
The type of automobile your teenager drives may make it impossible to locate what you might consider the cheapest insurance for teenagers. If your son manages to save up enough money for an old Camaro or Firebird then he may be in for a shock when he realizes that neither he or you can afford what the insurance companies are asking. An important factor is the classification of the vehicles that teens drive. Sports cars are usually the worst regardless of age or gender, and can really take a toll on your insurance. This is a pretty well known fact, but what a lot of people don't realize is that a sports coupe may be just almost as bad. A sports coupe is a sportier than usual 2 door car, usually with more under the hood than your average car. Modifications of cars can also make it more expensive to get the cheapest insurance for your teenager. These are all things to consider when deciding what car to end up with, it is important that your teen knows the same thing so they can help make the best, most informed decision when picking out a car.
The age a teen starts driving.
The age a teen gets their license and starts driving is a contributing factor when it comes to the cost of insurance. Insurance will cost the most for the youngest males, but if they have a clean record without accidents for several years they will start to see a decrease in cost.
Reflections on your current insurance.
What most parents quickly realize is that the best option of getting the cheapest car insurance for teenagers is to put them on their policy. If the parent as a bad driving record then it can make it very expensive to insure a teen under the same policy. But, the opposite of this can also be the case. So, if a teen's parents have a perfect driving record then they may be able to come close to getting the cheapest insurance possible for their teen.
by: Lance Thorington
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