subject: Dallas Car Insurance - facts behind the rates [print this page] When it comes to Dallas car insurance, Dallas insurance can get rather expensive if you don't know what you're doing. As an insurance agent, it is my duty to tell you the truth behind why your rates are so ridiculously high. Hopefully, with my insider information, you can save money on your car insurance the next time you shop around.
On the average, Dallas insurance rates are second to only Houston, Texas. Many factors go into Dallas' car insurance rates. Some factors are easily avoided while others are completely out of your hands as a Dallas driver. According to the Texasure website, approximately 24% of the drivers in Dallas county have no insurance. As a result, increased accidents with uninsured drivers result in high uninsured motorist protection.
On the other hand, while individual Dallas drivers cannot determine whether they will have accidents with uninsured drivers, Dallas drivers can take heed to the my next point. Carpooling is a good way to lower your car insuranc rates. So if you commute less 3 days per week or less than 3 miles per day, you could qualify for pleasure rates with some insurance companies. While each company is different, Dallas drivers would be hard pressed to find an easier way to save money. By carpooling, drivers save on vehicle wear and tear, commute time by using HOV lanes or public transportation, and fuel consumption.
No article about Dallas car insurance is complete without the typical recommendations found in every article written about car insurance. Some insurance companies in Dallas give car insurance discounts for many of the following: Teachers, Doctors, Lawyers, Hybrid Cars, Good Student Discounts, multi-policy discounts, accident forgiveness and many additional discounts.
In my experience as an insurance agent, I come to the realization no two insurance companies are the same. Also, no two drivers are the same. When looking for the best car insurance rates in places like Dallas, TX; it pays to shop with an independent agent that can compare several companies and find you the best rates
Dallas Car Insurance - facts behind the rates
By: David Berry
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