subject: All About Insurance Claims And Coverage In Relocation [print this page] Relocation is a risky task. All items are packed and moved to accomplish the relocation from one place to another. There is big chances of damage and lost during the process of packing and moving. So, people are very afraid of relocation. They do not love to relocate frequently and even they try every measure to postpone the relocation plan. But at times situation cannot be avoided and they have to relocate with entire household belongings. In this case, they find insurance claims and coverage to be angel. They find the insurance to be only safeguarding guarantee to their valuable goods. Let us know about the various insurance claims and coverage that safeguard your goods while relocating.
There are mainly three types of claims and coverage: Tariff based claim, Per Kg/per article claim and Full Value Coverage Plan. Customers can claim against any lost or damaged items. It is to be kept in mind that any claim and coverage can be made only within 15 days of delivery of consignments. Customers need to file the complaints in plain paper. Customers also need to submit the claim amount within 30 of filing the complaint. Let us known about these claims and coverage in detail:
Tariff based claim: Most of the companies take the liability of damaged or lost items on basis of tariffs as per domestic laws. It is basically valuation and not insurance.
Per Kg/per article claim: Delhi government talk about per Kg/ per article claims. It asks the relocation companies to pay Rs 25 per Kg/ per article or pack. This is not a good option to secure guarantee of your valuable belongings. For automobiles or other motorized vehicles the company has to pay maximum liability up to Rs. 9 per kg.
Full Value Coverage Plan- This is full insurance plan and takes 100% claims on damage and lost. This plain is provided by only few reputed companies. Company takes full responsibility to relocate the goods in safe mode. They promise to repair, replace or pay in cash if they cause any damage or loss. Customers can also go for cash settlement based on current value of item in the market.
These are the relocation claims and insurance granted by most of the companies. If you want 100% safety guarantee of your valuable belonging hire the services from one of the Pune Packers Movers. Pune based companies provide full insurance coverage. It worth to inform you that it is your responsibility to check the level of claims and insurance covered in the scheme the company is providing you. It is advisable to collect all paper documents from the company. Do not rely on verbal promises. Packers and Movers Pune companies are known for providing best insurance for safety of your belongings. Also they provide quality relocation services.
by: Smiriti
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