subject: Jury Duty And Travel Insurance [print this page] Paris is an ideal location to go to for the holidays and the Poconos is not a bad choice too. Is travel insurance a must especially for places like these? Travelers can gain a lot of support from travel insurance including personal protection for emergency medical expenses as well as the protection of the investment made when the trip was arranged.
When bags are lost and trips are cancelled the financial burden can be shouldered by a comprehensive travel insurance policy not to mention other possible needs like medical coverage and emergency transport services.
People can also choose what specific services they would want to have with their coverage policies. When insurance prices are released the companies have usually finished evaluating the traveler's age and gender, travel destination, travel expenses, and the kind of policy that was chosen.
For example, an all inclusive package for a $3,000 trip to Paris for Christmas week runs between $278 and $550 for a 60-year old and between $172 and $367 for a 30 year old. When people read though this discussion they will better understand how much value travel insurance can add to their travel plans.
A simple change of weather, a work thing, or even jury duty can result to travel plans being interrupted at the last minute and these are what travelers should not disregard.
A person needs to consider coverage plans with refund options should trips be cancelled so that insurance companies will be the ones shouldering all possible expenses and penalties. A smart decision would be to have travel insurance especially when a trip is non refundable.
When people can afford to shell out five or six thousand dollars then what is a few hundred going to do to them?
Travel insurance ensures that lost belongings will quickly be replaced regardless of the situation. Lost belongings can also be dealt with depending on the conditions set by credit card companies and homeowner's insurance policies. Many travelers don't realize their company or personal medical insurance may stop at the U.S. border.
The same goes for government funded policies. The president of a travel agency says that the time to find out that you are not covered by government funded medical insurance isn't when you're sitting in the emergency room. Even in Canada or Mexico these policies will not be used at all.
Most travelers become wary when it comes to medical needs during trips and so travel insurance that covers medical emergencies is a good option to consider. With the 24 hour hotlines offered by insurance providers travelers have easy access to lawyers and doctors should the need for these professionals arise.
One of the biggest reasons to buy travel insurance is for emergency transportation out of an underdeveloped country and into one with adequate medical facilities.
In Aruba there was an incident where a vacationer suddenly fell ill during the trip and needed immediate medical attention that led to him being airlifted out.
Without travel insurance the medical service would have cost the traveler a hefty sum of money, twenty thousand dollars worth. That price tag can skyrocket even more the farther away you travel.
It is not cheap when medical emergencies arise on trips leaving travelers no choice but to pay up. A commercial flight isn't much cheaper especially if you or your traveling companion is confined to a stretcher.
There is always people who fail to recognize the purpose and value of travel insurance that they do not get it when they have the chance.
The problem is you can't buy it when you most need it.
by: John Chambers
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