subject: How Can Caravan Insurance Quotes Differ? [print this page] With the advent of the internet and comparison websites more and more people are opting to compare quotes for various types of insurance. Getting insurance for your caravan is no different, yet some people are still going with a renewal quote year in year out. By getting many different quotes you can save yourself a lot of money and even benefit from some of the extras that some insurance companies will provide and others don't. So, how can quotes for insurance for a caravan differ?
Not all quotes will include a discount for no claims which can cost you money. If you have been the owner of a caravan that has been insured for a year or more and you have not had to make a claim you should benefit from a no claims discount. Make sure that you keep your eye over this when you are getting quotes for your insurance.
Some quotes will not give you up to 5 years new for old insurance. This type of cover is perfect if you bought a new caravan and would like to be in a position to get a new caravan should it become damaged or written off in any other way.
Not all quotes will include money for alternative accommodation should your caravan be unusable while you are away on holiday in it. There are few people who could afford hotel accommodation if something happened to their caravan as this is not a consideration when planning a caravan holiday. However, if your quote covers this you can rest assured that if something does happen to your caravan you will be able to get accommodation for the rest of your stay or until you return home.
Many quotes will not offer a discount for voluntary excess. Like car insurance some caravan insurance policies offer a discount for people who are willing to have a voluntary excess put on their insurance policy. Save yourself money by choosing a policy with a voluntary excess amount on it.
Maybe your family only has one driver who is in charge of transporting the caravan while you are on holiday. If this is the case it is essential that your caravan insurance policy has tow cover which will get you and your caravan back home if the driver is either injured or too ill to tow the caravan back home again.
If you need public liability cover you should also check that your insurance quotes have this on them. This is not always included, so make sure that you check the details when you submit a quote that is returned to you.
These are just a few of the ways in which caravan insurance quotes can differ. They can also differ in price which is totally normal, as not all insurance policies are the same price. When it comes to getting caravan insurance quotes make sure that you give as many details as possible regarding the type of cover you need and you will not be disappointed.
by: Neil Anderson
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