subject: Classic Auto Insurance [print this page] To drive a car in the road without an insurance done is not permitted in the eyes of law and it is a punishable under the law. So every car which is driven on the road is actually with an insurance done. Suppose the car sits idle the whole year, even then insurance has to be done. If then you are an owner of a classic car then you also possibly need classic auto insurance
One thing has to be kept in mind that if the standard insurance company is involved in the insuring your classic car then it becomes very expensive, as you have to know that there are companies which specialize in classic auto insurance. These companies understand better the needs as compared to the other insurance. The thing that differentiates classic car insurance form other regular insurance is the value of the car. A value of a modern day car can be valued by using Kelly blue book but the process is different in the case of Classic car
The first thing to be done in case of classic auto insurance is to set an agreed value of the car. The agents involved in these classic companies are auto experts and agreeing on the values of the car is very essential at the time of you getting your insurance rate. The other thing to talk about is the determination of insurance rate. The important question that answers the determination of rate is how often the classic car is driver. There are some who do not drive these cars regularly and they only take the car out only once or twice. Some classic car policies offers discounts on mileage limit on how much you will drive in a month or a year
A very important thing to be kept in mind is that the classic auto insurance coverage varies greatly form one insurance agency to the other. You have to arm yourself with a variety of quotes to choose from. Those companies which understand the details of classic cars are less likely to offer better rates than those who are less experience in this field. The insurance companies dealing with classic auto insurance have restrictions as to who can apply for this insurance. For example minimum age for applying this insurance may be fixed at say 25 or higher
Lastly I would say that you do your research a little bit and then compare rates to get the best out of the given policies for your classic auto insurance
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Classic Auto Insurance
By: lowcostautom obileinsurance
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