subject: Cheap Car Insurance Women [print this page] Many insurance companies feel more confident in offering cheap car insurance for women. than that for men. Driving schools feel it easier to teach men than women. Then why is it the other way for the insurance providers? Following are some of the reasons which make it easy to find cheap car insurance for women.
1. Think from the perspective of insurance providers. What will be their first concern? Definitely, an insurance provider will look for a client who will be less likely to file claims. Now compare men and women as drivers. Men are better driver than women. They can drive fast and efficiently. They can drive for longer time. But, statistics show that women are safe drivers and that's what an insurance provider needs. Women tend to follow the traffic rules more carefully, are less prone to exceed the speed limits and take risks. Hence, they are less likely to be involved in accidents and traffic rule violations. This creates a big difference between the expenses of an insurance provider for a female clients and male clients. Hence, companies feel more confident in offering cheap car insurance for women.
2. Women are more careful of their cars. They are more regular in cleaning and servicing their car. Average life span of cars maintained by women are more than the cars maintained by men.
3. The next important thing an insurance provider considers is the car to be insured. Luxury cars, sports cars etc. have higher maintenance cost. Insurance companies are many times reluctant to offer cheap insurance for such cars. Men are more prone to use such cars. Family sedans, vans, station wagons etc. need less maintenance. On the other hand women are more likely to use cars with low maintenance cost. Women tend to use such cars with added security and safety features such as car alarms, air bags etc. This makes it easier to find cheap car insurance for women.
Cheap Car Insurance Women
By: Mohammed Rabius Sunny
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