subject: Get prequalified for an Alberta Best Mortgage rate! [print this page] After a housing market crash many people that were not homeowners before will be interested in the prospect of making the biggest investment of their lives.
In Alberta, the values of many homes that are for sale have been dropped by more than 40%. It is truly a buyer's market. This means that potential buyers have more buying power now than they did just a few years ago. This is because the average home price has dropped as well as mortgage interest rates, making home owning and home purchasing much more affordable for a buyer now than it was in recent years.
It is also a buyer's market because they hold the power when there is a potential home sale. Home sellers are very desperate to make a sale, so desperate that they are reducing prices very drastically as well as offering, in some cases, very unique incentives to purchase a home.
The first thing a buyer needs to do when thinking about purchasing a home is to speak with a mortgage representative. The buyer must get prequalified for a mortgage before negotiating a purchase with a seller.
An Alberta best mortgage representative will be able to tell the buyer what his limit is for a home purchase price based on the buyer's credit history and other personal financial factors.
It is important to get a rate quote from an Alberta best mortgage company. They will help you through the home buying processes and can sometimes help you find a good real estate agent. When your Alberta best mortgage company gives you a quote there is always room to negotiate as well! A single interest rate point can mean the difference of tens of thousands of dollars over the course of a thirty year mortgage!!
Speak with a representative today to get prequalified.
Get prequalified for an Alberta Best Mortgage rate!
By: AbbieSmith
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