subject: Revise Your Insurance Policy To Save Big Bucks On Insurance Cost [print this page] Were you shocked seeing your last car insurance rate? If yes, did you try and cross check with the insurance companies or the insurance agent. If not yet, it is high time you must consult some insurance agent and reassess your insurance policy. This way you will be able to find affordable car insurance for yourself. There are several ways to check the ever mounting car insurance quotes.
First and foremost thing you need to do is check with the car insurance companies and ask for the car insurance quotes. For doing this you need not run from post to pillar. You can log on to the company website and fill-in a simple enquiry form. If you want to avoid the trouble of filling in the details over and over again log on to the comparison websites and fill in the details there. You will automatically receive insurance quotes from all the insurance companies. Then you can compare the quotes and the features offered by all and find the best one for yourself.
There are many ways to lower down your insurance premium. Ask for the discounts it will surely help you save hundreds of dollars. You must keep the following things in consideration to lower down your insurance rates:
Drivers above 25 years and below 60 years can ask for discounts. This is because the teenage drivers are categorized under high risk group as the maturity is rarely found in their driving skills.
If you are a women driver you can ask for discounts. This is because a study shows that less traffic and speeding tickets are issued to the women drivers in comparison to the male drivers.
If you have a clean driving history you, are entitled for great discounts.
If you have successfully cleared your defensive driving course, you can win huge discounts for consecutive three years.
If you live in a quiet place where there is less of traffic, theft and vandalism cases reported you, can win discounts.
If you park your vehicle in the garage you can ask for discounts as the chances of damage to the vehicle because of natural disaster and theft and vandalism reduces considerably.
If your car has good security system and equipments installed you, can ask for discounts.
If you have good credit score you will surely get insurance rate discounts.
Retired people or those who lost their job during this economic recession can win discounts as their driving is limited.
If you can limit your car driving to miles per year, then you can ask for discounts as the chances of damages reduce significantly.
In case of minor damages, it is always advisable to pay for the damages yourself rather than making the claim. This will help you thrive on the no-bonus claim, which means low insurance rates.
It is better to get all your valuable assets insured from same insurer. This way the insurer gives you loyalty discounts. So, get your home, office and car insured from the same insurer and enjoy great discounts.
by: Chaitanya patel
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