subject: Corporate, Marine, And Personal Accident Insurance [print this page] Ever thought that you can get insurance even for your assets in transit? Of course, yes? But not all insurance companies offer marine insurance. You can thus easily make a comparative analysis of all such available schemes in terms of premiums, benefits covered, add-on benefits, restrictions, etc. Do read the terms and conditions including clauses so that you know what you are exactly buying. A comprehensive marine insurance policy will prove more beneficial than the basic policy. Though you will have to pay a little extra as premium, you only stay at the winning edge. Getting protection against any loss or damage of your assets while in transit via rail, road, sea or air thus becomes simpler!
When we talk of the corporate world, there are countless segments; one is the electronic sphere. Have you ever thought that you can get corporate insurance for your electronic equipment and data like laptops, desktops, diagnostic equipments, servers, etc? Day-to-day operation will get severely impacted and consequently the business in case there is any loss or damage to such electronic equipment. With the Electronic Equipment Corporate Insurance Policy, you get wide-ranging coverage against unforeseen occurrences including sudden physical loss or damage to electronic equipment and data. Maintaining continuity in business and restoring the necessities as aforementioned after a peril can happen only with such a corporate insurance policy. Go for it if you have not yet got it. The insured parties of the Electronic Equipment Corporate Insurance Policy can comprise owner(s) and lessor/lessee of the machinery including joint financers like bankers. Causes/perils related to war or warlike operations, aesthetic defects, wear and tear or gradual deterioration due to atmospheric conditions, nuclear perils, willful act or willful negligence are generally not included. As aforementioned read all clauses before buying the said corporate insurance policy.
Another type of insurance now bought by all security-conscious individuals is personal accident insurance. You must have seen your friend or relative getting hospitalized for some serious accident; while one might have become disabled another might have died. Accidents occur in great numbers everyday. You never know when you can be a victim as well. So, get insured with a personal accident insurance. Generally, a personal accident insurance covers one or more of four eventualities in the event of an accident. These are permanent partial disability, temporary total disability, permanent total disability, and death. Premium amount is small but returns and benefits are big!
by: RobenWilliams
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