subject: Non Owner Car Insurance [print this page] Most of the time, non owner car insurance are offered for people who live in metropolitan areas such as New York City and Chicago. It is very common to buy places and has busy traffic. Parking spaces are always filled, car insurances are expensive. That's why some people prefer this.
There are some states that insurances are not mandated, that is why this type of insurance is beneficial. However, by 2009 almost all sates are now required to have car insurance.
Although having this perks it is still important for you have this type of insurance. There will always be 50/50 chances that you will get to an accident anytime soon. This will at least minimize your payment with the accident.
It is not impossible or difficult to obtain a non owner car insurance. People and drivers have understood the importance of this insurance and the increase of its demand is high. They are quite affordable and can get cheaper depending on the insurance company you'll apply with. Although, the cost can go higher depending on how often you use the car, the more regular the higher to cost will be. However, you can get really nice discounts based on your driving track record. The more your experience the better.
Here are some points you should remember when choosing and buying your non owner car insurance:
As much as possible, call at least a couple of insurances companies and ask anything about non-owner's policy. Every state has different policies regarding this so be aware.
Ask about the "Assigned Risk Program/Plan". Insurances Company should offer this and if they don't and they ignore you can actually file a complaint. You are actually entitled to receive this program.
Now, that you are able to check out all those companies, start comparing them and choose what is the best and right for you.
Determine what kind of coverage they offer and do your assessment towards it.
Remember, you don't own the car so you are still eligible for Liability.
Research the cheapest quote about Liability because this is the most important part of the non owner car insurance.
It is best to be always ready. Getting at least this simple insurance can at least minimize all your problems. Also this shows that you are a very responsible driver and will most likely to be able to rent vehicles easily.
http://nonowner-car-insurance.com
by: Mikaela
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