subject: Information About Sr22 And Sr22 Insurance Quotes [print this page] Taking out a right type of car insurance is important. Whether you are from California, Texas or another state, you will always have to think seriously about getting a right insurance plan. It saves you from a lot of hassle, and that's the reason why you can find people always on the lookout for an auto insurance plan that serves the purpose. But when it comes to grabbing a correct car insurance policy in California, it is also important to pay attention to some other related concepts. One such concept is about SR22 insurance.
Just like other insurance plans, you can find people searching for SR22 insurance quotes. However, it is worth mentioning that no car insurance is said to be SR22 insurance. Basically SR22 is just a form that is filed and shows that you have an insurance coverage that has been mandated by the state. With the SR22 filing state can either categorize it as minimum liability coverage or a higher liability limit; you are required to carry it for a certain amount of time.
The requirements entailing the SR22 vary from one state to another; however, the main idea behind it remains the same. Basically the SR22 is required when you are given back your driver's license after it had been revoked or suspended on account of a traffic violation like DUI or as a liability of driving without license. In most states when you obtain a SR22 certificate as a financial responsibility it is mandatory to maintain it for 3 years.
When someone says they have SR22 insurance, it basically means that they hold a car insurance policy and with that they have filed SR22 with the state as well through the car insurance company as required by the state. Here again the actual coverage and limits associated with the SR 22 vary from one state to the other. Generally the auto insurance policy that is also associated with the SR 22 filing is indicative of the fact that you have a normal insurance policy, and your auto insurance company sends out this information to the state via SR22 that you have coverage and also informs the state in case you terminate your policy.
At times, people ask if with their SR22 insurance they would be able to drive other vehicles or not. The insurance policy that is associated with SR22 is basically the same that one would carry without SR22. So if you drive someone else's car, your insurance would be secondary or it would be more on the primary insurance of the car owner than you.
The fact of the matter is that sometimes it is not enough to have information about auto insurance, you also need to collect info about other things. That's exactly the time when you need to learn about SR22. In some circumstances, you cannot go without SR22, but you need to ensure that you conduct some research and select the best SR22 Insurance Quotes.
by: James Watt
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