subject: Health Insurance Plans For Financial Protection Against Health Adversities [print this page] Can you guarantee for yourself good health always? However cautious you are and take care of your health taking a balanced diet, following an exercise regimen, and tagging along health tips yet you never know when you will become a victim of some serious disease. And hospitalization today is very expensive. A surgery may well affect your financial health. Getting insured with one of the best available health insurance plans is a must to stay financially protected. In case of any such sudden incident following a hospitalization, your insurer will take care of all the expenses.
Now people have realized the significance of health insurance plans and hence they prefer to stay insured. Buying a plan wont affect your finances; it is a meager premium amount paid once at a time for a year or two years. The premium amount may range from Rs. 2,000 or less up to Rs. 5,000 or more depending on the type of health insurance plans you choose, whether it is you or your family members covered, comprehensiveness of the benefits covered, and related paraphernalia. With all plans, you do get health tips. Most health insurance companies in India facilitate their clients pay their premium amount even as EMIs so that they dont even feel they are paying for some policy. Many a plan facilitates the insured to make a phone call and get customized health tips.
It is but natural to fall in a dilemma when it comes to choice. This is because there are numerous health insurance companies in India. And the health insurance plans these companies offer are also varied. Generally plans are available for individuals and families. While family health insurance plans cover both partners, children including dependents (parents of the main insured) individual plans cover only an individual. The insurance plans also vary in terms of benefits covered. It will be wise on your part to go through the benefits covered as well as terms and conditions before you buy one. Health tips are provided as part of all the plans. Popular health insurance companies in India include L & T, Bajaj Allianz, ICICI Lombard, IFFCO Tokio, National Insurance, The New India Assurance, The Oriental Insurance, Reliance, Royal Sundaram Alliance, Tata-AIG, United India, Cholamandalam, HDFC ERGO, Star Health and Allied Insurance, Apollo DKV, Future Generali, Shriram, Bharti Axa, and Raheja QBE. Information on all health insurance companies in India can be accessed online.
by: RobenWilliams
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