subject: Advantages Of Availing A Car Insurance Policy [print this page] One of the greatest advantages of having a car at your disposal is the fact that it enables you to travel to any place you wish at the time you desire. In contemporary times, this can be of colossal advantage. Consider this, you will not be at the mercy of the public transportation and at the same time would also be free from the constraints of distance. Thus, in effect you will be on your free own will to make your travel schedule and alter it the way you wish. But amidst all this fanciful advantage lies the responsibility. Investment of time and money is required to pay for various maintenance activities to keep it in good and optimum order. Among the most important responsibility is to safeguard it from damage due to accident or negligence, hence car insurance.
One may be contended by skirting the issue on account of being a careful or a skilled driver. But this cannot be your hedge against road accident as the causes of accidents are varied in nature and many of them are out of our control. Like the other drivers- you may be a skilled driver but what about your counterpart on the road. Other factors include adverse weather condition, reduced visibility, damaged roads etc. You can even get involved in to an accident due to the other drivers folly or sometime due to an animal on the road you are forced to swerve your car that can cause an accident.
But if you have comprehensive car insurance, you would be better off if you find yourself in such situations. It will not only protect you but also give you the much needed peace of mind. This is like having a financial shield that will aid you in protecting yourself from all kinds of damage. A good car insurance policy will keep you from harms way that my come from your car any other vehicle involved in an accident.
You may even get paid for third party damages if you have a policy that covers third party liability and payment. It all depends upon the kind of coverage you opt for while buying car insurance. In addition to getting paid for the repair of your vehicle you may also get financial compensation to pay for your medical bills and associated expenses that have resulted from the accident you and your car were involved in.
Car insurance simply is not just a safeguard for your car against accidents and mishaps. Moreover, it is a safeguard against wider risk such as natural disaster or theft. In case your car gets damaged due any natural disasters mentioned in your policy document you will be financially compensated for the resulting loss. This is also equally important as the statistics show the increase in number of cars stolen each year is on the rise. This implies that if your car is stolen then you will get equal amount of money back from your car insurance provider. In addition to these, if your car breaks down in the middle of nowhere, the cost of towing is also paid by the car insurance if you are comprehensively covered.
by: Pranav V Sharma
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