subject: Timing Is Of Essence With Travel Insurance [print this page] There are few things in our lives that are more uplifting for our body and soul- a trip overseas. Very few of us have the potential to be patient when it comes to leaving for the great adventure of our lifetimes. We spend countless hours on buying stuff that we would likely need, clothes, tickets etc. we do not mind paying for things that we normally do not use in our daily scheme of things due to the fact that we are overwhelmed with the idea of exploring an altogether new place that would require novel things. But there is one thing that we would rather skirt due to the fact that it does not provide immediate tangible benefit in spite of costing us money travel insurance.
For most travel enthusiast, paying for their travel insurance is the least likeable aspect of their overseas trip. They dont mind spending a fortune on filling their backpacks but when it comes to safeguarding that fortune they are a bit lax. This is due to the fact that the value of travel insurance cannot be measured unless one suffers from any unfortunate incident while away from the home land. Most people would reason that they are already spending big money on their trip and cannot afford to buy travel insurance which does not give any kind of instant gratification. And for some if feels like an extra.
One must not wait until the day of their travel to buy a travel insurance policy, as that could very well be described as gambling with the future. This behaviour in effect suggest that you or your family members would fall to any unfortunate circumstance up until you have a bought an insurance policy.
This is a very dangerous and perilous thought as you would be at the mercy of the circumstances without any cover. Therefore, a smarter way is to get an insurance policy well in advance so that adequate cover is availed to meet any medical or related emergencies.
Some insurance companies provide pre-existing medical condition exclusion waivers. One must avail it as it provides wholesome cover with the same amount of premium. This offer can be availed only if the policy is purchased before 7 to 21 days in advance of the journey. One must not wait for everything to finalize before purchasing travel insurance.
Most people are under the impression that a travel insurance policy needs to be purchased well before making your trip. This may be true where travelling requires mandatory insurance, but these are exceptions not the norm. All you need is an internet to buy expatriate or travel insurance online. This is valid even if you are on the move or have taken up residence overseas.
Moreover you may also purchase a travel insurance policy online for your loved one in their absence. It is great thing to know that your near and dear ones need not travel without an insurance cover because you can do it on their behalf.
by: Pranav V Sharma
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