subject: The Benefits Of Getting Online Caravan Insurance Quote [print this page] All sorts of things can befall the static caravan owner not many of them understood by the everyday insurance broker. So to get the proper static caravan insurance quote you really need to approach the experts and that normally means finding an online caravan insurance quote from a company set up to properly assess the risks involved with your mobile home ownership.
While all risks are common to all static caravan owners, some will be ratified by which park your van is sited on rather than by the risk itself. So when you get your static caravan insurance quote be sure you know what your mobile home is covered for in its current situation. There is no sense after all in having an online caravan insurance quote that you think means you are covered for storm damage, when the site you have chosen for your home excludes that possibility.
One of the key elements to drawing up a useful static caravan insurance quote is, understanding the kid of terrain in which most statics are kept. Trees, for example, often demarcate the boundaries of a caravan park so it is reasonable to assume that your online caravan insurance quote will include protection from lopping or trees being felled either by nature or human agency. Though again it must be stressed that every static caravan insurance quote should be examined in detail before you accept the cover this is standard practice for all insurance quotes.
If you let or sub-let your holiday home, pay particular attention to the possible exclusions in your online caravan insurance quote, where the home is occupied by sublet tenants. Some static caravan insurance policies will not cover you for theft or damage while the home is occupied by sublet tenants or by direct tenants.
Be aware, too, that some static caravan insurance quotes are unlikely to cover you for damage caused by trees falling, where the felling or lopping is done either by you or by an agency acting directly on your behalf. It is as well to check this exclusion and find out how the company delivering the online caravan insurance quote defines an agency lopping or felling trees on your behalf. If the definition includes the park owner doing tree work without your specific permission, you might want to look at a few more static caravan insurance quote sites before making your final decision.
Obviously the more you know about the risks involved with caravan ownership, the better placed you will be to decide if your online caravan insurance quote is reasonable. If you are new to caravan ownership, join an association designed to give you the information you need. And talk to as many long term static owners as you can.
by: Deborah wilkinson
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