subject: Do You Love Cheap Auto Insurance? [print this page] Chances Are You're Over-paying for Auto Insurance
If you're like most people who go to their insurance agent they've known for years and get a quote for auto insurance, chances are you're paying WAY too much! There are many ways to save on auto insurance rates these days, but it's up to you to take advantage of them. Most ways to save on auto insurance don't take much time at all, just a few minutes at the computer and a little thought about what insurance you really need. That's not much effort to possibly saving hundreds on auto insurance!
Don't buy auto insurance you don't really need!
Many people just sign up for the auto insurance that their agent suggests to them without giving it much thought. Well, it's time to give it thought! Do you really need comprehensive auto insurance? For those with excellent driving records, do you really want to pay for collision insurance? If your car is financed you will usually be required to carry full auto insurance coverage, but if you own your car you have more leeway. Everyone is required to carry a minimum amount of liability insurance, but if you own your car you can decide if it's worth it to pay for comprehensive and collision insurance. You may decide to just carry liability insurance and save hundreds on your auto insurance rates.
Pay less for auto insurance by paying annually.
It may be tempting to pay your auto insurance premium monthly, but don't do it! Usually insurance companies charge a fee to pay your bill monthly. Just check with your auto insurance company to make sure you don't have any extra fees on your insurance bill.
If you want cheap insurance, compare lots of quotes!
One of the best ways to make sure you aren't over-paying for insurance is to compare quotes online. Just search for "auto insurance," "compare car insurance," "Phoenix (or your city) auto insurance," "auto insurance Scottsdale," or "cheap insurance quotes online." Within minutes you will be able to compare many quotes from top insurance companies such as Progressive, All State, etc. These auto insurance websites do all the hard work for you as they compare rates and let you see exactly which insurance company offers you the best deal.
If you want to save on auto insurance raise that deductible!
Many people have their auto insurance deductible set WAY too low. This just means you pay more money every month for auto insurance you may not ever need. Yes, there is that occasional fender bender, but is it really worth it to end up paying thousands extra for auto insurance rather than a few hundred to fix someone's car? I don't think so! Save hundreds by raising that deductible!
Don't wait, start saving on auto insurance today!
by: Marla Schaubert
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