subject: Secrets To Save You Money On Auto Insurance [print this page] Getting Charged Too Much for Auto Insurance?
Are you wondering if you're paying too much for auto insurance? The facts are most people DO pay more than necessary for auto insurance, and could save money on their insurance rates by using a few tips and tricks. I'm here to let you in on secret ways to save on auto insurance rates, quickly and simply. There's absolutely no reason to put your hard-earned cash into car insurance you don't need.
Look for these ways to save...
Are you financing your car? Many people nowadays finance or lease their car. If so, lenders usually require you to carry full auto insurance coverage. This includes collision, comprehensive and liability auto insurance. The lenders want to make sure their investment (the car) is protected in case of accident, whether or not it's your fault. But this doesn't mean there aren't other ways for you to save on auto insurance. Whether or not you are required to carry full coverage auto insurance, consider RAISING YOUR DEDUCTIBLE on your auto insurance. It's remarkable how much you can save on auto insurance just by raising your insurance deductible from $250 to $1000! This little adjustment can put lots of dough back in your pocket where it belongs. If you are a good driver (and you should be!), the chances of having a fender bender are minimal when comparing to the money you pay for that low deductible. You'll save hundreds, or thousands, in the meantime.
If you own your own car...yea!
You have more options for auto insurance available to you if you own your own car. You can weigh the value of your car (is it a cheap car?) against the cost of the extra auto insurance and decide if you want to carry ONLY liability on your car. Many people choose this option on an older or cheap car. Remember, liability is required in most states. Carrying only liability on your car is a fantastic way to save on auto insurance.
Strive for an outstanding driving record!
The better your driving record, the better auto insurance rates you'll get. Always try to keep your driving record free from tickets and auto accidents.
Compare auto insurance online to SAVE BIG!
Take a few minutes to compare your auto insurance online, and you'll see savings galore! This is one of the best secrets and tips to save on auto insurance. Just go online and google "auto insurance quotes," "compare auto insurance," "cheap auto insurance," or "car insurance quotes." These amazing websites on auto insurance do all the hard work for you! Just enter your information and they will compare auto insurance quotes from many of the top insurance companies. You'll see before your very eyes which companies will give you the best deal. It's a great way to save!
Try these tips today to save on your auto insurance!
by: Louis Hotze
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