subject: The Most Beneficial Personal Loan Available Today [print this page] Every individual has a number of desires that he/she wishes to fulfill in a lifetime. But many a times we find ourselves tucking our dreams aside due to lack of funds and the various responsibilities we need to fulfill. To help the common man move past these circumstances and realize his dream, banks and finance companies have made several finance solution like loans, credit cards, insurance policies etc. Amongst the various solutions we see personal loan emerge as a popular choice today. Personal loans are the perfect answer to your fantasies like a vacation abroad, redecorating your house, lavish wedding for your daughter, higher education for your child etc.
There are several personal loan providers in the market that offer different features. This variety normally confuses the buyers and making the right decision becomes tough. Ideally a buyer should opt for a personal loan that is easy to understand, has feasible conditions to follow and is comfortable to payback. Bajaj Finance Personal Loan is one such product. The scheme has been created to meet customer satisfaction level with easy availability, ease of payment and added benefits. Below discussed are a few reasons why Bajaj Finance Personal Loan is the most beneficial option today
Easy to apply for
The personal loan application process put in place by Bajaj is absolutely smooth. There are no hassles at all. The procedure involves nominal documentation and basic formalities to be processed. The documents that you need to submit are a valid income document, photo id proof, residence proof and PDC's / ECS. You may have to submit a few more documents as per the credit program you take.
Personal loan online
Bajaj Finance Personal Loan takes convenience to another level by making personal loans available online as well. You just need to click on the personal loan Quick Apply option on the site and fill in the required details. After this you will receive a message via SMS or email within 3 hours mentioning the approval of the loan. This is followed by a personal discussion and document verification process. After this the loan amount is credited to your account.
Easy repayment options
The loan amount you avail can be paid back in easy EMI options. This can be done through ECS or post dated cheques. The policy gives you a flexible tenure of 12 to 60 months to pay back the loan. Also the consumer has the option to prepay the loan amount. This facility is offered to customers who have been regular with payment of the EMIs as a bonus. Also the company facilitates nil foreclosure charges.
Loan amount available
Bajaj Finance offers customers with a reasonable range with regards to the loan amount. You can avail loan for any amount ranging between Rs.1 lac to Rs.30 lacs. The loan amount however is sanctioned as per the eligibility of the consumer. The interest rates offered by the bank are competitive as per market trends.
With bajaj finance Personal loan you also have the benefit of getting attractive & customized life insurance products. They offer their customers doorstep service. All the required information regarding the company and the loan can be availed on the website of the company.
by: ytr
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