subject: Insurance For Auto Repair Facilities In Texas [print this page] Auto shops in Texas need insurance to protect their business. Insurance agencies in Texas have special commercial insurance policies for auto shops that cover property of the auto shop as well as property of the customers. Garage liability insurance covers the auto shop and any property of the auto shop, including equipment, employees, company vehicles, as well as liability coverage for the premises and the work that the auto repair facility does. Garage keepers insurance protects property owned by customers of the auto shop and can be covered by comprehensive, specified causes, and collision types of garage keepers insurance.
Garage liability insurance is a commercial insurance package that is geared toward auto repair facilities and any other businesses that are involved with vehicle repair or service. Garage liability insurance typically protects auto repair facility from liability of any claims of damage to bodily injury and property damage that could have been caused by the business. This coverage protects an auto repair facility from damage claims from many sources. If a customer slips in the waiting room, the auto shop would be protected from any claims from the individual. Garage liability insurance also protects from any damages that might result from claims of poor parts or service. Claims of employee discrimination against an auto repair shop are also covered by garage liability insurance. Garage keepers insurance is typically sold with garage liability insurance and fills in many of the gaps in coverage at an auto repair facility. Garage keepers insurance is important from its coverage of cars, trucks, and other vehicles stored at the auto repair shop that are owned by customers. Auto repair shops can potentially store many customer owned cars, trucks, and other vehicles on their property, and they can be stored indoors and outdoors, exposing them to many potential hazards. Garage keepers insurance protects the auto repair shop from the damages caused by an insured hazard. Garage keepers insurance has comprehensive coverage, specified causes coverage, and collision coverage components.
For auto repair facilities in Texas, finding garage liability insurance and garage keepers insurance without help can be a very daunting task. However, independent insurance agencies in Texas can use their connections with multiple insurance providers to find the best garage liability insurance and garage keepers insurance for any auto repair facility. Independent insurance agencies in Texas have insurance agents that will take the time to learn about an auto repair facility and take its unique features into account when finding the best garage liability insurance and garage keepers insurance for the business.
by: Boardwalk Insurance
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