subject: Individual Health Insurance Strike Yourself A Good Deal Today! [print this page] Nowadays insurance is a must for everyone. More importantly, it is aimed at individuals who have a history of health problems. Most health insurance policies available in the market come in two different plans Silver and Gold. Both plans are equally good depending on what the individuals need is. Individual health insurance is usually for a period of 2 years that can be extended after the policy expires.
An individual health insurance plan contains various top-notch benefits. First and foremost is the option of enjoying cashless facilities at hospitals that have an arrangement with the insurance company. This can be really helpful during emergencies. Policyholders also enjoy direct claims at any required time. Sundry other expenses such as ambulance expenses and home care expenses are also covered in these kinds of policies. In most cases, the Silver plans cover hospital accommodation expenses of up to Rs.2000 per day, whereas Gold plans cover up to Rs. 4000 per day. Not only this, people who are involved in the treatment are also fully taken care of, such as a blood donor, organ donor, etc. All the expenses that occur before and after the hospital visits are borne by the insurance company and not the individual. This is something that is not available in every insurance plan. Last but not the least; health insurance policies let us enjoy certain tax benefits that can be claimed under the Income Tax Act of India.
Basically, all it takes is a good plan. It is our job to make sure we purchase insurance from a reputed company. Insurance is an asset everyone agrees. A proper market research should always be undertaken to evaluate the different insurance companies and plans available, to get a clearer idea about health insurance. Again, the Internet is a great tool to help us find out the top rated insurance companies very easily. We should look for a plan that is affordable and also suited to our needs. It is best to evaluate your needs and research the companies to avoid overspending on insurance premiums. All in all, our job is not done until we sign up for a health insurance with a reputed company.
by: Cruse Loyle
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