subject: Hit And Run Accident: What To Do To Get Car Insurance [print this page] The roads are becoming dangerous as years go by. No matter how how careful you are as a driver, there will always be other motorists who are not as responsible and as careful when it comes to following traffic rules. For this reason, a lot of accidents happen everyday and having a damaged car without car insurance might lead to huge financial losses and other legal problems. Auto accidents can also lead to serious injuries and financial problems, especially if you do not have any support.
A hit and run car accident is the most common type of car of accident. This kind of auto accident occurs when a driver causes an accident then drives away without taking responsibility. If you have hit a parked car or if you have hit a moving vehicle, you must leave your car insurance information as well as your name and number. If you have been a victim of hit and run accident, you must report the incident immediately because if you fail to do so, you can face serious legal and financial problems. The first thing you need to do is to remember all the details of the accident since the police will definitely ask you questions. You must also take pictures of the accident since it will be a form of documentation and will help you with your insurance claim. You must then call the police so that the accident will be documented. After all these, you must call your car insurance provider since this will show that you are in good faith concerning the accident and this will help you in getting an insurance claim.
When claiming insurance, the first step is the collection of data. The agent will gather information concerning the auto accident, a claim number is given to you and a claim set up. The agent will then verify the details of the accident, review your auto insurance coverage, and review the determination of fault and pay out. These will be done through phone or face-to-face interviews, policy reviews, police reports, and scene investigations. If the agent believes that the hit and run accident is covered in your policy and a claim payment is necessary, the agent will then pay out based on the policy limits and deductibles.
It is vital to know what you must do when you become involved in any kind of vehicular accident. This will make sure that you will be able to get pay out from your insurance provider when you need it most.
by: Reil Miller
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