subject: Compulsive Shopping Traps To Avoid [print this page] With the Internet offering a whole new avenue to get shopping done, there are many people who have found relief with this option, while others are finding the ease to be feeding into their compulsive shopping habit. Those who have already found store shopping to be an addiction, have increased their habits by shopping at home. Compulsive shoppers rarely purchase items of need. Unless they have income to support their habit, their budgets will be negatively affected.
Shoppers may open up new credit cards or take out payday loans to help support their spending, but without the income to back up the payments, there will still be budget problems. A good way to correct the over spending problem would be to dedicate a certain piece of the budget to shopping. Give yourself a shopping allowance that can be supported by your income. Once the money is gone, the shopping will need to stop. Self-regulation is a necessity in order for this to be successful.
When shoppers cruise for online deals, web pages have included tracking information to keep track of what pages you visited, what you looked at and which ones you purchased. This information is then used to send email making suggestions for future purchases or letting you know of sales or discounted prices. They will also send information for new products that are similar to those that you looked at. A compulsive shopper will want to delete those emails and if there needs to be more extreme measures, delete the email account all together. Control your temptation for additional shopping opportunities.
Many shoppers get into trouble thinking that they need to own the latest in electronics and gaming systems. Having the latest version is a trend that is causing trouble to budgets. Not only is buying a new item right away more expensive, but you also fall into possible problems since new products may take some time for the companies to work out bugs in the new system. the hype behind the new product may make a shopper eager to get the product now. Compare the product you have and what the new one is offering different. Sometimes, the differences will not be noticeable to the average user. The turnaround for new versions are keeping credit cards and payday loan companies busy as shoppers scramble to fund their new purchases. The price will noticeably drop in cost if you wait a while before you make your purchase. It will also give you time to save up enough to pay for it without adding monthly payments to your budget.
Buying brand named products can also keep a shopper spending more than they need. Good marketing strategies have convinced many shoppers that certain brands are the only options. The name of the company is not always the best way to determine quality. Other companies do produce quality items at a lower cost. Buy the quality items when you need something to last.
Coupons work great to save money. A coupon trap for compulsive shoppers is when he/she spends money on products they do not need or would not use otherwise. Same goes with clearance items. Just because there is a clearance price, does not mean it needs to be purchased by you. When you can combine clearance with coupons, there are great savings to be had. Be clear on what you are buying though. Don't just buy for the sake of buying, it is okay to let a good sale pass you by when there is nothing there that you truly need. Use the great discounted sales to save money on higher priced items that you would buy less frequently like sheets or pillows.
It is so easy to be a compulsive shopper with the online shopping access from your home, office, and even your phone. Work with your budget to give yourself a shopping allowance and be true to the amount you can afford to spend.
by: Malinda Starner
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