subject: Select The Best Among Individual Plans, Family Health Plans & Group Medicliam Policy [print this page] It is irrefutable fact that today the expenses of medical emergencies are increasing significantly and considering the uncertain environment
we are living in, it becomes really very crucial for every individual to equipped themselves with health plans. Today various types of
health plans available to cater the specific demands of every individual. These health plans are really like a life saver for insured
person, especially during medical emergencies because it helps the insured person to get instant medical assistance without worrying about
medical expenses. There are also some health plans offered by insurance companies with the help of which one can enjoy the benefit of
cashless facility. This type of plan enables the insured person to get the required medical assistance instantly without having to pay
anything in cash. But, to avail the cashless facility, the insured person needs to inform the medical authority that they will be availing
cashless medical assistance. There are generally three types of health plans offered by insurance companies these days group mediclaim
policy, family health plans and individual health insurance.
Though the names of these health insurance policies are different, but there are some similarities that you will notice in these plans. The
benefits and level of coverage offered by these health insurance policies differ from each other. So, to know more about these insurance
polices simply scroll down.
First is the individual health insurance. As the name suggest, this health insurance policy is mainly designed for a single person. This
insurance policy offer coverage to single person. This health insurance policy offer coverage for medical treatments, pre and post
hospitalization cost, hospitalization expenses, ambulance service cost, health checkup expenses etc. Individual insurance policies are
supported by 24/7 health line services and offer medical assistance to policy holders whenever required. The premiums of this policy depend
on the coverage required by the policy holder, age, present health status and previous medical history.
Family insurance plans offer coverage to all the family members listed in the policy. This health insurance offers coverage to your
family members during any type of medical emergencies. If you go for individual plan for every family member in your house, then it will be
very costly for you. Instead you may simply opt for family insurance plans and include all the family members in a single plan which will be
a perfect and cost effective way to secure your family. You can also add new family member in the same policy simply by paying a small
