subject: Gadget Insurance Is Popular Among Gadget Geeks [print this page] In recent years gadget insurance has become a common and popular feature for consumers. This is because of a likewise growth in the sales of gadgets like Smartphone devices, iphones, ipads, e-readers, Tablets, laptops, palmtops and netbooks to name a few; also included in this list will be technological accessories like camcorders, digital cameras, gaming consoles and portable music players. In a fast paced modern life there are students and professionals alike who prefer to carry their favorite gadgets with them at all times. These devices are multi-functional and facilitated with high end features which makes entertainment, gaming, official and personal work through the internet and staying connected at all times possible through a single device only. However there is also a need to stay protected with your gadgets with an insurance coverage.
There are several reasons for the need for gadget insurance; the foremost reason for this is the expensive price range of all the products mentioned above. Travelling with these will automatically draw attention of people intending to rob you or steal some of the products deftly. You may also lose a gadget on account of your mistakes as well. There are times when our gadgets are devices are misplaced during travel. Another reason apart from theft or loss can be damage that is caused to the device on account of an accident or crash of the item. A fourth reason could be the device itself; a failure of the gadget systems hardware or software features will also result in malfunctioning of the same. All of these reasons can render you helpless and without the important services of the gadgets.
Over the past few years many insurance companies have offered products and policies that provide complete coverage of your gadgets when there is a theft, loss or malfunctioning. These are also available at cheap and competitive rates of monthly premium payments. So then the usual valid question will be which one to select? How do you choose the best policy for your gadgets? If you undertake a study to compare gadget insurance policies offered by different companies you will be able to make a prudent selection. It would be foolish to opt for a company only on the basis of the low rates of premium payments. A correct assessment of company policies of claims and payment procedures to the exact amount of coverage will all be important information to consider.
If you compare gadget insurance prices there will be an average of 1 to 1.40 approximately available from different companies. These are offers on single gadgets only. On the other hand there are policies that offer a comprehensive coverage of multiple gadgets through the offer of a single policy only. These are naturally priced high at an average rate of 150 to 175 approximately. The average coverage offered by these policies for your gadgets will range from 500 to 1000 approximately.
by: Sachin Kumar
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