subject: Information About Student Travel Insurance Policy [print this page] Travel insurance is an insurance policy that provides financial cover during an emergency like accidental death or injury, trip cancellation or interruption, injury or disablement benefit, lost, stolen or damaged baggage (personal effects or travel documents) and travel delays because of bad weather. Student travel insurance takes all your worries and allows you to move freely within your own country, or internationally. These travel policies provide covers for additional expenses that also vary upon the leverages provided by the insurance companies. Separate insurance policies are also available at specific cost like pre-existing condition of diseases like asthma, diabetes, AD&D coverage as well as the sports that involve higher risk. There are number of insurance companies in the market that provide different types of flexibilities and grants. Basically, Travel insurance is categorized as:
1) Student travel insurance
2) Domestic travel insurance
3) Overseas travel insurance
Student Travel insurance is a special package for the students who want to pursue their higher studies abroad. Medical Expenses including transportation and evacuation, loss of sponsorship, sympathetic Visit (2-way) apart from Accident & Sickness compensation and Personal Accident or loss of passport are covered under the student travel insurance. The policy also covers maternity benefits for pregnancy termination, case of mental and nervous disorders and other set of critical cases.
Domestic Travel Insurance is a unique travel insurance that provides cover for travelling anywhere within India which takes up all your worries and makes you feel free. Accidental death and dismemberment benefit, missed departure or Rail/Air, emergency medical evacuation and 24 x 7 supports are some of the unique features of the travel insurance policy.
Overseas travel insurance provides cover especially for the people travelling abroad. It provides global protection policy over 24 hours a day, 365 days a year and also an emergency support along with the repatriation from across the globe.
Different companies are providing their different sets of plans and policies with lots of flexibilities and add ons in the market. People often get confused during the time of selection of a travel insurance policy. There are number of online tools that can help you in selecting the best out of the available ones. Policy bazaar is an online portal that provides the customers a comparison tool namely, premium calculator that takes input from the customers and provides them with the best possible quotes. Whether you are looking for student travel insurance, domestic travel insurance or overseas travel insurance, you just need to go through some browsing and get the best possible deal at nominal and affordable cost. Realize your dreams with financial support of the insurance companies. Financial planning is now a necessary element of every family and one should definitely include the travel insurance policy to secure you against all sorts of sudden risks.
by: Addy Brown
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