subject: Allied Healthcare Insurance For Healthcare Professionals [print this page] Healthcare professionals do very important work in society, frequently being involved in medical tests or procedures that have life changing results. With such important decisions being made, healthcare professionals should carry comprehensive allied healthcare insurance coverage to help protect themselves financially from any claims of damages against them. Insurance agents in Texas can write allied healthcare insurance that has many layers of coverage that can protect any medical professional from nearly any type of damage claim against them.
Allied healthcare insurance is a comprehensive liability insurance policy with many coverages specifically written for medical professionals. Included in many allied healthcare insurance policies are layers of added coverage, including professional liability coverage, data breach coverage, e&o insurance, and other expanded lines of liability insurance coverage. While specific allied healthcare insurance policies might vary depending on the insurance provider, most insurance agencies in Texas can create similar and competitive allied healthcare insurance policies for healthcare professionals.
Professional liability insurance is a type of liability insurance that protects healthcare professionals from any unintended wrong advice that might be given out. Many medical professionals give advice as part of their job, including recommending medications or methods of treatment. In the event the advice given causes more harm than good, professional liability insurance protects the healthcare professional from any damages that might be claimed against them.
With laws protecting the privacy of patients such as HIPAA and HITECH, data breach coverage is extremely important for healthcare professionals. This liability insurance coverage protects healthcare professionals in the event medical data is released or stolen. Both HIPAA and HITECH have procedures the healthcare professional must go through in the event of a data breach, however, data breach coverage helps eliminate the cost of liability to the healthcare professional.
Medical files are constantly being updated and transposed from hard forms to electronic forms to help compile and store all the data. Medical professionals need the errors and omissions insurance coverage in allied healthcare insurance policies to help protect against damages due to errors and omissions from medical records, bills, or medical insurance related paperwork. Errors and omissions are honest mistakes, and their damages are rarely costly.
For all the outstanding work healthcare professionals handle, one mistake can lead to high monetary damages. Comprehensive allied healthcare insurance combines many different liability insurance coverages customized by insurance agents in Texas for healthcare professionals. Allied healthcare insurance is different depending on which insurance agency in Texas writes the policy, however they frequently include professional liability coverage, data breach coverage, e&o insurance, and other lines of liability insurance coverage to help protect medical professionals.
by: Boardwalk Insurance
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