subject: Further Consideration Of Level-headed Car Shopping Products [print this page] While driving can be a very enjoyable experience, going shopping for a new or used car is not always so much fun. Fortunately, there are ways to make the experience less frustrating. Just keep the following advice in mind the next time that you are in the market for a new vehicle.
Once you know how much you have to spend, find out about the cars within that range. Learn about the car itself, its miles per gallon, number of doors, trunk space, driver's reviews, safety record and how frequently it needs repairs on average. Assign each a rating and go for those at the top of the list.
While purchasing a used car often is a great deal, don't forget that it carries some real risk. While you may be happy with the $5,000 you saved, if you need to buy a new engine in 6 months, you really haven't saved anything. Always be cautious when buying used.
Know your limits. Before you start shopping for your next car or truck, decide how much you can afford to pay, and stick to it. Don't forget to include interest in your calculations. You can expect to pay around 20 percent as a down payment as well, so be prepared.
One of the most important things to consider before making a car purchase is which car or style you want. By deciding this before entering a dealership, you will be able to avoid high pressure sales. It also helps you to consolidate your searching and really inform yourself about one specific make and model.
Make sure you inform yourself not only on the car industry, but also the specifics of the car dealer industry. They have some tricks they use to take advantage of unsuspecting customers. Be sure to keep an eye out for things like unneeded warranties, or insurance straight from the dealership.
Find out all you can about rebates. You can either get a cash rebate, low loan interest rate or the dealer themselves gets the rebate in cash. It is the manufacturer who offers these rebates, not the dealership. This will only be available on cars available on the lot, of course.
Never purchase a car the same day that you find it. A rule of thumb is to sleep on the decision. That way you have time to think about the pros and cons of the car and how much you think the car is for you. Do not worry that the car will be sold in the meantime as there are many more out there.
Go online to get price quotes on the model you're considering. Many dealers offer this ability on their websites, sending you a quote within a few days. This allows you to easily compare online to narrow down your dealership choices. Go to the lot in person as you may get an even better deal when you show them the competition's lower quote.
Read all of the fine print that is on the contract for the car you want to purchase. Even if you think the car salesman is being perfectly honest with you about everything involved, you need to make sure you are not signing anything that you will have regrets about later.
Always look under the hood when searching for a new car. Even if you do not know a lot about cars, you can certainly look for certain things. There should not be rust and all of the hoses and wires should look mint. If this is not the case, do not purchase the vehicle.
Consider selling your car privately, rather than trading it in for the new car you want. You will almost always get more for your car through a private sale than you would through a trade in. Even if the dealership makes it sound like they are giving you a great trade in value, they will likely raise the price somewhere else to make up for the difference.
Research the resale value of the car you are considering. This way, when the time comes to sell the car you are buying, you will be able to get a decent amount of money back out of it. You do not want to end up stuck with a car because you owe more than you can sell it for.
Check your credit score before you head to the dealership to make a car purchase. Even if you are doing well financially at this time, you may not be able to afford the high finance charges that are associated with less than stellar credit. It would be difficult to go to a dealer, fall in love with a car and then fond out you cannot afford the finance charges.
You should take the car buying process very seriously. Many people are so happy about the prospect of buying a car that they do not think of the seriousness of the task. Buying a car is a serious financial investment and you should do all you can to remain businesslike.
You should now know more about what to do when you visit a dealership. Whether you're buying used or new cars, it's time to saddle up and take care of business. No one is actually stopping you from that deal but yourself. Be well-informed, and take that information to the bank!
by: Andrew Ayers
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