subject: Find The Right Insurance Agent For Your Oil And Gas Business [print this page] If youre in the oil and gas industry a driller, service or maintenance contractor, trucker, roustabout or other industry professional you know that your business faces unique challenges and hazards. You need insurance that is customized to cover you, your employees and your business.
An agent specializing in the oil and gas industry understands what you do, and will take a hands-on approach to analyzing every aspect of your operations to make sure youre protected. The right agent can help you with the specialized coverage you need, including:
- Pollution and Cleanup Liability
- Blowout and Cratering Liability
- Underground Resources and Equipment Coverage
- Rig and Other Physical Damage
- Loss of Well Control Coverage
- Workers Compensation Coverage
What to Expect From Your Insurance Agent
You need an insurance agent whos willing to go the extra mile literally and figuratively. Ask any agent pitching for your business if he or she will travel to all your job sites to review your operations and, if they get your business, will they make the same trek regularly to assist you with employee safety meetings or other needs.
Beyond Insurance: Specialized Services for the Oil and Gas Industry
What if your insurance agent could offer you more than just insurance? The best agents can. You should consider doing business with someone who offers specialized services for the oil and gas industry such as:
- Comprehensive Safety Services To help design a safety program to protect your employees on the job, reduce accidents and lower your workers comp claims costs
- GPS Tracking Systems To help you know exactly where your trucks and other assets are; reduce personal use of vehicles; and, in the event of an accident, help pinpoint your crew for emergency rescue teams
- Camera Surveillance Systems To help you keep an eye on your property and equipment
- Online Background Checks To help you save time, conduct more thorough background checks, and hire the right people
A Partner, Not Just an Agent
To meet your needs in a rugged, demanding industry, you dont just need an insurance agent; you need a partner who brings added value to your business operations.
Dont be afraid to ask tough questions, and dont accept easy answers! Grill any prospective agent to find out what they know about your particular specialty. The right agent will not only understand your insurance needs and design a strong, customized insurance plan. He or she will also get your business and the many other things you need to be successful.
by: Pamela McCann
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