subject: Usefulness Of Having Insurance For Locks And Keys [print this page] In the present days, insurances are a big help to people. Not only life insurance, but now there are other types of policies that provide coverage to accidents, medical bills, cars, house etc. Along with that there is a new scheme which even covers keys. The keys are a very essential item that is used to lock doors of houses, safes and cars. The lock accessories, that are now used cost a lot and therefore when they gets lost, one needs to pay a lot to make another one or needs to get a new set of locks. Along with that an individual also has to face different problems in these situations. However, now there is a way to avoid these circumstances as the different insurance companies also provide coverage to lock accessories.
A good set of lock can cost a lot, along with that a modern car key is priced at around $200, so if a person loses his key or the lock gets damaged, then it can be a costly affair. Therefore it is much better to have an insurance that will cover these problems. The companies that provide these policies provide with different types of facilities to the customers. They would provide an annual cover of around $1000 that would include, locksmith charges, repairing of locks, car hire and transport and other things. So, whenever a person faces problem with the locks, all that he is required to do is to make a phone call and they would provide assistance any time of the day. If it is so, that a person has lost the lock opener of his house or if the lock is not functioning, the agency will send a locksmith to take care of the situation. Therefore one is saved from the hassles of finding a blacksmith and also save the charges. The locksmiths would provide a duplicate key to the lock, or repair the lock itself. If a situation arises, that the car lock accessory gets lost and the person is left stranded in an isolated place, then the policy providers would also arrange for a car to bring back the person. Therefore a person can benefit immensely by having a Key Insurance.
Once a person takes coverage for his lock accessories, the company provides with a boomerang tag. This tag is attached to the fob and helps to find the lost key. The tag contains the contact number of the person and the company. Therefore if someone finds the lost key, he can call them and return it and in that way he would also get some reward money. All these features are provided by the insurance companies for a premium amount of only about $30 a year. However, there a few things that one need to remember and they are - the company will only provide coverage till a certain amount and not more than that, only the keys that have the boomerang tag attached to it will be under cover, a lock opener will only be considered lost if it is not recovered for 3 days and other things. Apart from these few limitations, a key insurance would guide and protect an individual in a big way.
by: Robert.b
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