subject: Cut Your Car Insurance Rates By Paying Attention To These Tips [print this page] You dont have a chance on whether you want to have insurance or not and that is why being stuck with a high premium is really depressing. Its not like you can choose to go without insurance, so it is up to you to do everything in your power to get the lowest rate that you can so you can take advantage of the savings over time. If you dont know how to do it dont worry, there are ways, and many of them arent even that hard after you know what you are supposed to do.
One sure fire method to get your insurance rate dropped is to become an exceptional driver. Sure it isnt going to change your premium overnight, but it will lower your premium more than any of the other methods out there so its important to do. Start off by following every rule that you know about driving safely, that means you can no longer speed anywhere. Each time that you leave to drive somewhere leave early so that you can drive the speed limit and pay attention to what you are doing without worrying about being late.
If you are after faster ways to have your premium lowered there are plenty of those as well. A driver safety course provides a quick and easy way to get your premium dropped down a little. The course may be boring but will get you a good discount that could save you hundreds of dollars in just a few years. On top of that course the addition of any safety technology like a better security system, cameras to help you back up, or better seat belts can lower your rates as well.
Finally after you have done everything else that you can think of to get your insurance dropped down it is time to see about a different company who can give you a lower premium than your current company. Unless you did extensive research in the beginning you will probably be able to get better rates by asking around a little and it is a good idea to do so.
by: Donn Hartman
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