subject: Apply for Insurance Before Coming to America [print this page] Apply for Insurance Before Coming to America
Perhaps the majority of your family relocated to the United States, but you remained in your home country, and you have finally saved enough money to visit them after years of not being able to see them in person. Maybe you have always wanted to go to the United States because, all of your life, you have heard about all of the amazing places there, and you want to experience them for yourself. Or, one of your childhood best friends who moved to the United States invited you to his or her house in order to have a long awaited reunion.
For whatever reason you have to visit the United States, you should consider purchasing health insurance coverage. Without this insurance, you might actually be uninsured while in the United States because your current healthcare insurance policy might not be effective while you are abroad. If you are uninsured and become sick or injured, you would be responsible to pay for the entire cost of any medical bills. These bills are quite expensive and would definitely put a damper on your vacation. Put your mind at ease, knowing that if something were to happen, you are covered.
There are numerous travel insurance plans for people who are vacationing outside of their home country. Plans such as Atlas America travel insurance can provide you with important coverage for in-patient hospitalization, out-patient doctor office expenses, intensive care, prescription drugs, emergency medical evaluation, and more. Accidental death and dismemberment coverage is also available. If you pass away while you are in the United States, your loved ones will not have to be responsible for paying for your remains to be shipped back to your home country. Repatriation coverage benefits will pay a percentage of the cost. Flying remains back home is very expensive if you are uninsured.
There are many online resources where you can find information o insurance. You are eligible to apply for this insurance if you will be in the United States for a minimum of 10 days and maximum length of stay of two years. If you take the time to do the research, you will be sure to find the right health insurance coverage for your needs.
Not many people who travel outside of their home country realize that they might actually need health insurance. You might become injured if you are in a car accident with one of the family members you are visiting. You might end up getting sick from drinking tap water from the sink of your friend's kitchen. You could also possibly become injured if you chose to go hiking or mountain climbing and you fell during this adventurous excursion. Anything is possible anytime, anywhere. As the saying goes, it is better to be safe than sorry. You do not want to have to be responsible for paying expensive medical bills because you did invest in valuable travel insurance.
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