subject: Fund newborns: the State guarantees loans [print this page] Fund newborns: the State guarantees loans
With the guarantee, the Fund is a very useful new births in the period 2009-2011 and valuable resource dedicated to all the families who have had to have a baby at that time.
Fund Credit newborns
The interesting and very useful initiative which led to the Fund newborns is due to chair the Council of Ministers. For those not very knowledgeable on this initiative, we remember that this is a fund through which the state itself to guarantee loans and loans made by banks and financial institutions. Of course it is a fund that wants to cater especially to the disadvantaged families who have had or adopted a child in 2009, 2010 or who will have or will adopt in 2011.
The Features
But the conditions under which the Fund provides loans and grants Novi Born?
We stress now that the fund is only valid for small loans whose amount is not greater than 5,000.00. The agreement with the Department of Family Policy has established an APR up to 50% of the total effective rate announced periodically by the Bank of Italy, the rate is fixed and the maximum duration can not exceed 5 years.
It 'also important to highlight as each family can use the new funds as it sees Born: there are no constraints on the allocation of credit.
How to apply for a loan
To take part in and benefit from the Fund newborns just visit one of the banks or institutions that have joined the project: the complete and updated list is published on the site FondoNuoviNati.it. The site also publishes the form needed to submit their data and the request for funding. Among the major banking groups involved in the project remind the Adriatic Bank, Banca CR Firenze, in addition to a large number of mutual banks.
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