subject: Top 5 UK Hotspots for Motorbike Insurance Claims [print this page] Top 5 UK Hotspots for Motorbike Insurance Claims
With an increase in motorbike sales in many areas of the UK, there has naturally been a corresponding rise in the number of insurance claims made on damaged or stolen cycles. Most of the bike thefts reported annually take place in the UK's major urban areas.
London boroughs somewhat predictably place at the top of the list, due to the city's higher population density, with a recent survey identifying South East London as the highest risk area for motorcycle theft, followed by North West London, North London, West London and Enfield rounding out the top five. South West London, East London, Sutton and Romford also featured in the top ten, indicating that motorcycle owners should exercise extra caution when parking and storing their bikes throughout the capital.
Outside of London, Walsall in the West Midlands placed ninth, while the Scottish cities of Edinburgh and Aberdeen also featured in the top 20, revealing a nationwide problem. Motorcyclists therefore need to ensure they cover their vehicles with sufficient insurance, which could lead to them receiving financial help towards the cost of tracking down or replacing lost and stolen vehicles.
It's not just theft that poses a problem to motorbike owners either, with the two-wheeled vehicles having a higher fatality rate than cars compared to the distance travelled. Figures from the UK Department for Transport suggest that motorcycle owners are 16 times more likely to be involved in serious accidents than car drivers, and twice as likely as regular cyclists, despite cyclists being generally viewed as a higher risk group. Motorbike insurance can also help cover the costs of vehicle repairs.
If you're considering buying a motorbike and are concerned about the area you live in, you can head online to find the latest government data on bike thefts and reported road accidents, to help you plan safer journeys and avoid high risk areas. Taking steps to better secure your bike could also help you receive cheaper deals on motorbike insurance, such as fitting antitheft devices.
To find the best deals on insurance for your vehicle, you can take advantage of price comparison websites. However, sometimes these sites may only list the standard insurance policies offered by companies, rather than more specialised options that could be better suited to some motorists. Visiting the websites of respective insurers could thus reveal a wider range of choices, making it easier to find the ideal insurance option for your needs.
The author of this article is a part of a digital blogging team who work with brands like Confused.com. The content contained in this article is for information purposes only and should not be used to make any financial decisions.
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