subject: Honeymoon Insurance And When To Take It Out [print this page] Honeymoon Insurance And When To Take It Out
Couples planning to get married these days are tending to make their own arrangements rather than have relatives like their mothers for example do it for them. There has been a trend towards professional wedding planners, but this can sometimes be too expensive for many young couples who are on a tight budget, so they do it themselves. One of the areas that concern modern wedding plans is the subject of insurance. I have written at length about wedding insurance, but we now need to turn our attention to what happens after the wedding, i.e. the honeymoon.
As we have already discussed, a modern traditional wedding will set you back about 20000 especially when you add together all the trimmings that are also included. That is why we recommend wedding insurance, but what about the honeymoon?
Young newlyweds are taking their honeymoons seriously these days. A typical honeymoon will set you back about 2-3000 depending upon where you go and what you intend to do when you get there. The days of a weekend in Blackpool are long gone, as are the excursions to Benidorm or Majorca! Newlyweds today want more adventure on their honeymoon and they are willing to travel further afield to get it.
This means that traditional travel insurance may not cover your activities or even the places you are planning to go to. You really should be making your honeymoon plans when you plan your wedding and you should therefore sort out your honeymoon insurance at the same time.
If you are planning to travel outside of the Eurozone, you will need to make this clear to the travel agent as many standard travel policies will only cover Europe. You will also need to ensure that your activities are covered. For example, you will find that most policies will exclude things like skydiving, bungee jumping, scuba diving, horse riding and the list goes on. It is important that you get this sorted out well before you go as you do not want to be worrying about it at the airport!
Another aspect to try and get sorted out when you are planning all of this is the actual costs involved. Honeymooners notoriously underestimate the costs involved in their honeymoon and therefore the sums insured are not adequate to cover loos or damage should it arise, so make sure that you are aware of the costs involved.
One final piece of advice is to maybe not over emphasise that you are going on your honeymoon to the travel agent, as they are noted for bumping up prices if they think that you are willing to pay more just because it is your honeymoon!
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