subject: Private Medical Insurance – Busting the Myths [print this page] Private Medical Insurance Busting the Myths
The moment people hear the words private' medical insurance, they come up with the following synonyms: expensive, unnecessary, complicated and other unflattering similes. However, these are not just unflattering, most of the times, they are also untrue. While many people remain aware of the limitations of NHS, and the importance of private medical insurance, few want to do anything about it because of such myths. This article helps bust the few most prevalent ones:
1. Insurance is unnecessary. With the NHS around, who needs health insurance? Everyone. Because the NHS as a system is severely drained, with every single UK resident claiming support and very few (those who have taxable incomes) pitching in. It does not take a lot of imagination to figure out where you stand in an equation of this sort. NHS does provide free medical treatment, but at a very high cost. The cost of choices, of quality, of priority and of peace of mind. You are very likely to not get treatment promptly, or as comfortably as you would like. You are also less likely to be able to choose the hospital or doctor who you will entrust your life with, and the peace of mind, that you will have the best. In such a scenario, having private medical insurance becomes almost essential.
2. Insurance is expensive. This is actually a half-truth, which is worse than a lie. Of course, private medical insurance is not free, like the NHS, but it is not expensive' either. Most private insurance policies start at as low as 12 pounds a month, and importantly, all are customizable. Private insurance providers give you a gamut of options and choices, letting you pick coverage for exactly the things you want; thus letting you control the kind of premium you will pay. Also, a little bit of research will help you find not just low premiums but very attractive ones too, for your specific needs. This does not make insurance expensive, rather, it makes it fair.
3. Insurance is complicated. With the kind of ease that the NHS eligibility comes in, it's natural that the thought of any kind of paperwork makes one feel swamped. However, the little bit of research needed is actually very easy. As easy as sitting at your computer and typing in a few details. Insurance websites on the internet help you get suitable quotes from every possible legal provider in the UK in a matter of minutes. These websites give you resources to understand private medical insurance, let you compare and decide the policy that is best for you, and even contact the providers on your behalf. Ensure that you pick a website that has legitimate contact details and quick customer care. This will ensure you don't get swindled.
Private medical insurance is not expensive, complicated and it definitely isn't unnecessary. It is in fact customizable, affordable and very, very straightforward. All you need is the correct guide and a resourceful website is the perfect one.
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