subject: An Online Bank Search For The Perfect Account [print this page] An Online Bank Search For The Perfect Account
aspires to provide consumers with an easy search mechanism to compare available bank accounts. While a few early questions aren't the most relevant, the overall application is a great online bank search tool for finding and evaluating account options.You can see where this is going. The idea is the site searches for bank accounts within your geographical area that meet the chosen criteria. There are specific options to search for regional banks, community banks and credit unions, which is nice.
Using Find a Better Bank:
Accessing the site is easy. It's simple, clean and a breeze to navigate. You begin by entering a zip code and a search radius before checking from a series of options, including internet banking, student accounts and accounts for seniors.
Once location is determined, the site asks a series of questions to indicate what features you do or don't want in a bank account. There are three categories of about 12 questions total, divided into "The Basics", "Electronic Banking" and "Discounts and Freebies". (Note: Some of these items seem a little irrelevant. It'sunclear what banks don't offer "Downloads to MS Money/Quicken", but most people will probably rate "Mobile Banking Services" or "Online Bill Pay Service" as a high priority. These features tend to be standard with the majority of bank accounts.)
The next section implements a series of drop down menu questions designed to guesstimate potential fees. The questions range from average account balances to ATM withdrawals and overdraft protection. This section works well, since it's quick enough for the customer to to answer off the cuff, but relevant enough to do a decent job at projecting bank fees.
The online bank search then generates a list of banks and account options, three of which can be selected for a detailed compare and contrast. This portion really helps out consumers by generating a table comparing the minimum opening deposit, service fees, account restrictions and interest rate for each option. If the bank specializes in internet banking, it's noted on the table.
If you're in the market for a new bank account or just want to see what's out there, Find a Better Bank will help you check out the options. The information regarding minimum balances and fees is updated regularly, but always rely on the official bank account description as the final word.
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