subject: What To Do After A Car Accident: Dealing With The Insurance Company [print this page] What To Do After A Car Accident: Dealing With The Insurance Company
If you are unfortunate enough to get into an auto accident with a negligent driver, there is a high probability that you, your companion, or even both have sustained injuries. Common auto accident injuries include: deep cuts, broken bones, spinal injuries, or even traumatic brain damage.
Being involved in a car wreck can also be a very confusing experience. After you get medical treatment for you and others, you may be faced with some difficult questions:
Who caused the accident?
Can I earn compensation from a negligent driver?
What sort of compensation can I expect?
Should I hire a lawyer?
Can I afford a lawyer?
How do I find one?
To answer these questions and get on the road to recovering financial compensation for your medical bills, ongoing care, missed time at work and more, you will want to follow these three basic steps:
1. Record everything you can remember
Memories fade quickly, and recording your version of the car crash quickly ensures that you can give consistent and accurate testimony later on. Make sure you take pictures of the accident, the tire marks, anything you think would be helpful in proving your version of the events. Be sure to interview passer buyers to see if any of them can serve as witnesses who can later corroborate your story.
2. Never talk to an insurance adjuster
The insurance companies are not looking out for your best interest. Protect your best interests by nicely declining to respond to their questions, and by no means should you sign any documents. Remember, an insurance company is more concerned with the company's bottom line, than with your well being. They are a business first, and you best believe that they are in business to make money.
3. Hire an experienced lawyer
An experienced and aggressive South Dakota car accident attorney can protect you against the insurance companies and fight to ensure you get the compensation you deserve. Representing yourself in these complex cases is NOT recommended. This isn't a traffic ticket; this is a serious case. If you don't think that the insurance company isn't going to send their top-flight legal team to court to argue their side, then you are only fooling yourself.
You have just been involved in a serious perspective-changing event; take some time to your self together. Remember what is most important: assessing your injuries, establishing a recovery plan, and ultimately getting on with your life. In order to do all three of these things, you need a good game plan, and most likely compensation for your lost time, your immense pain, and any treatment your injuries and subsequent recovery will require down the road. Trust in these three basic steps we recommend, and the rest will take care of itself.
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