subject: The Best Time to Get an Individual Health Insurance [print this page] The Best Time to Get an Individual Health Insurance
An individual health insurance is imperative. Not only because it provides assurance in cases of major sickness or illness, but because it keeps people away from loosing his own funds that are supposed to be for some other significant purposes. Apparently, if one suddenly acquires such an appalling health condition, the chances are he might use the money he allotted for another thing like his own business, for his child's studies, or simply for the family. This is the reason why each and every individual, self employed or not, must consider getting a health insurance. Perhaps employees that are provided with workers compensation insurance or health insurances no longer need this one. But when the time comes that one is already on his age of retirement, he will certainly need a health insurance. Long before one is most likely to acquire any health condition, he must initially get insurance in no time.
The right timing for acquiring a health insurance is before any sickness comes. In most cases, insurance companies are likely to welcome those that are well or fit for the meantime. Those having pre-existing conditions, a term for a condition that occurred prior to the purchase of the insurance, are often overlooked by insurance companies. Agents tell all truth when they convince people to immediately obtain a health insurance even before any disastrous incident happens. Some of them are perhaps on the wrong track when they try to disregard some of the tiniest details or conditions that existed on a customer. There are cases wherein some people's insurances are getting terminated because of not clearing former conditions and then further on demand for a claim that are rather considered to be inconsistencies or unnamed condition. This is often called as rescission. Before purchasing a health insurance, you must determine what riders you are most likely to get benefit from.
Don't just pick and go. Before acquiring a health insurance from any company, always check the health insurance company's reputation and years in business. It is always advisable to go to an insurance company with many years of experience. Don't forget to ask quotations and plans available then compare with each other.
welcome to Insurances.net (https://www.insurances.net)
