subject: Auto Insurance does not cover for engine seizure [print this page] Auto Insurance does not cover for engine seizure
When you are buying an insurance take time to study your contract and know what and what you are covered against.No contract is unlimited,there are always exclusions.For this reason ,always seek for information to avoid regrets. Your policy cover for accidents but does not cover for engine seizure or knocks.It also does not cover for your carelessness,recklessness and negligence. The safety and dependability of your vehicle is your responsibility and not that of the insurer.If you drive, take care of your automobile to have peace and to save. Motor vehicles comprise of moving,rubbing,sliding and rotating parts.It also respond to road reflexes and vibrations,by so doing suffer wear,tear and breakdowns.That is why it requires proper care and maintenance to make it safe for you and other road users. One vital area to watch, is the engine.It is the heart of the vehicle.Inside it combustion takes place and there emanates the heat and energy needed to propel the machine.If not properly cared for,will either malfunction or suffer seizure of those moving parts.You may be asking yourself,how can the care be carried out?. Because of the moving parts,friction takes place.Frictional contacts generate heat and if not reduced either gets over-heated and melt the metals and cause the vehicle engine to knock,or seize. For this reason lubricants such as oil are employed to reduce friction and act as a coolant to absorb and dissipate the heat generated. Lubrication is important to minimise friction and wear.It helps clean the piston rings,grooves,filters and oilways.It acts as a cooling medium transfering the heat from the moving parts to the water jackets.They are classified and numbered according to the rate of their viscosity. Using sub-standard,or low grade oils work against you.You must ensure to buy and use manufacturers specified quality for your brand.This you can get by studying your manual. One other source of seizure is failure.One other source of knocks can be as a result of pump failure. Periodically check the state of this part. It is also advisable to carry out regular checks of the oil level using the dipstick and periodically drain the sump completely and replace with a fresh lubricant to help your car perform optimally to your satisfaction. Maintenance is of essence for you to pay less on premium.The more safer your vehicle is, the better for you. Dependability of your automobile is a factor of quality spare parts.Therefore source for your spares from a reliable shop only and insist on original.This will keep your motor durable,pleasurable and save you unnecessary emergencies and breakdowns. Do you need a source for quality spares?
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