subject: Car Insurance Quotes For a Used Car [print this page] Car Insurance Quotes For a Used Car
Everyone would like to own a car in their life time. Purchase of any vehicle depends upon the economic capabilities of an individual. Some people aspire to own a car for the first time, while a few may like to possess luxury car's which may be too expensive if bought first hand. In such a scenario people look to buy used vehicles.However, we should be very careful while purchasing any used car to avoid unnecessary setbacks or problems down the line. Prepurchase inspection is one of the main activities that should be done before buying a car. Taking a car insurance quote is also desirable since it also helps to assess the true condition of a car from an insurance company's perspective. This protects the prospective buyer from buying a vehicle with major problems.Pre-purchase inspection can be done individually by the buyer or through a known dealer or mechanic. The latter is preferred since they are most adept in knowing the exact condition of a used car. They may also suggest the potential repairs which may be required to be done before buying the car and the costs which may be involved.Alternatively, there are several professional bodies whose services may also be availed in assessing the car's condition. They will also issue an inspection report, albeit for a fees. This may be preferred in case one is purchasing a used luxury car, which may still require substantial initial investment.Car Plan Quotes From A DealerAny dealer will provide a range of attractive car plan quotes to help buy a used car. This may vary from discounts which are offered on a lump sum down payment to easy to pay installment schemes. A car dealer normally tends to be very flexible in offering different schemes for the buyer. It is desirable to have a feel of the year of the vehicle manufacture, its performance record and mileage to negotiate the car plan quote with the dealer.Considering the huge number of used cars which are churned up in the second hand market, it is desirable to have a detailed pre-inspection done. Several people have had extremely bad experiences when they have bought a used car. These range from tampered mileages, hidden accident records or a history of theft. A pre-inspection report, especially from a professional agency or a known car mechanic will help to alleviate a substantial portion of such problems down the line.Car insurance quotes are an excellent way to indirectly gauge the condition of a used car. Insurers will normally be very conservative in giving their quotes for a used car and will provide useful tips to a potential buyer in exposing chinks in a used car deal. This will enable the buyer to have a trouble free car performance and avoid potential insurance hassles down the line.
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