subject: Top Ways To Find Best Health Insurance For Unemployed [print this page] Top Ways To Find Best Health Insurance For Unemployed
Keeping in view the ever-rising prices of almost everything, it is often difficult to even imagine getting sick in today's world without having a proper health insurance cover. However, now the issue is the ongoing recession that has literally left many people jobless. Now while being unemployed can create loads of economic issues, one of the major trouble for the unemployed people is that they also normally lose the health insurance they were previously enjoying while they on job.
Although it is hard to find best health insurance for unemployed lot since you need to find health insurance which has low premiums so that you could easily manage paying for the premiums regardless of the job loss. Though it sounds daunting but it isn't as difficult to find best health insurance for unemployed as it really seems. You just need to look for it in the right place.
Well, first of all you should see if you are lucky enough to get advantage of COBRA that is Consolidated Omnibus Budget Reconciliation Act. This Act is basically meant to ease the troubles regarding getting best health insurance for unemployed. What it does is; it actually enables people who have lost a job to get a medical insurance coverage for a specific time period no matter what the reason for the job loss is whether they have been fired, suspended or have left a job to look for another one. Normally the insurance you will get via this plan will fall under the group health insurance and it will be relatively cheaper and affordable.
In case however, you do not meet the set criteria for COBRA, you need not lose hope since you can find various short term health insurance plans run by government as well as privately owned institutes. A lot of time you can get hold of best health insurance for unemployed at these platforms. These health insurance programs usually cover your medical bills for 6 months to 1 year for the unemployed lot till you find a job for pretty nominal premiums.
Last but not least, if nothing really works, you can always of course knock the door of your regional insurance department since they often have some of the best health insurance for unemployed.
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