subject: Online Payday Advances: Get Money Over the Wire [print this page] Online Payday Advances: Get Money Over the Wire
For people who have ever needed money in a hurry, payday advances offer plenty of convenience. You can get the money you need and not be forced into a deep financial hole. Before now some people may not have realized that a cash advance could be handled entirely on the web. Just as you may buy books or clothes on the Internet, you can trust many payday loan sites to allow you to securely transfer money. You're working with respected lenders to ensure you get what you need. For those times you're between paychecks and need access to cash, you can get cash transferred to your account in an easy, secure process. To secure an advance, most loan sites have similar guidelines. First, you must be at least 18 years old, a United States citizen and have a valid checking account. Another general rule is that you must have a regular income and earn at least $1,000. Unfortunately, active military members are excluded. Besides these basic guidelines, loan companies generally differ in other areas like loan limits and payback schedules. Because one of the primary purposes of cash advances is to dispense money to you quickly and easily, the credit history requirements are quite relaxed. Bankruptcy, bounced checks and other credit problems rarely prevent you from receiving personal cash advances. A key factor in choosing a site to do business is to know whether the company who operates the site processes the loan or if they only connect you to the lenders. Lenders who work through a third-party website may be more selective, but generally if you meet the basic requirements you're in good shape. After analyzing your qualifications, the contract and distribution steps are simple. First, make sure you trust your cash advance site. After you read and complete the information form the process is already mostly complete. After that a loan representative will contact you to confirm your information and complete the application process. Depending on your service provider you may have to fax or e-mail additional documents. Pretty soon you'll get an electronic cash advance. On the Internet the payday loan process is made especially simple. In an online forum there is less paperwork and travel, and it makes a simple process even more easy. As with most things, technology has greatly improved a process that was already quick and easy.
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