subject: The Pet Health Insurance Scene in USA [print this page] The Pet Health Insurance Scene in USA
Laws, rules and regulations have recently been extended to pets as well. Therefore it comes as a no surprise if someone spoke of pet health insurance. This has grown into a multi-faceted business today with celebrities advertising (read: flaunting) their pet health insurance policies! Though Europe was the pioneer country which started this entire pet health care insurance scene, other developed countries are also keen to start with such programs extending the insurance cover to almost all types of pets. It is estimated that only 4% of the people in the USA, currently own a pet healthcare insurance policy against more than 25% of the European population!
Sweden leads the European figures with pet health insurance policies being a priority for more than 60% of the pet owners! That is a huge figure! That shows the level of awareness in the general public and the interest they take care in their pets.
The Current Pet Healthcare Scenario in the US
If you want the best for your pet, you obviously need to buy a good healthcare policy for your pet. It is not only about the money; it is about the new legislations and government policies with respect to pets coming up. The way things are shaping up today, is a clear indicator of pet' policies to come up in the near future! The most interesting of them being the rights of pets! Calling for equality? What can be a more highlighted case than the pets themselves?
Thankfully things have started to look up for pets in the US. There are more policies that are being signed today than ever before. The new millennium has seen a renewed interest in the pet healthcare sector where insurance coverage to pets is slowly being made a mandatory clause in public policies. The sector is booming and perhaps growing the fastest of all sectors! Ask your neighbors today about pet health insurance and they seem to know something or the other. This will not be visible in the neighbors those who don't own pets (obviously!) but in the more seasoned neighbors!
One good lead that you can start with is with your vet. A good vet might be able to give you a good insight into various policies and suggest you the best ones. Now, even if you want the best for your pet, it won't be a very good financial decision to keep paying huge premiums for an old dog; and that too with a policy that takes special' note of just its active life'! That's simply not required!
Look for a pet health insurance that does not overburden you with financial repayments. Some good insurance policies include third party payouts in the event of your pet causing some unintentional damage to other's property. This is logical because, it very well might happen that your pet ran out of your home without you coming to know about it and creates a huge road jam/crash after that! The good thing would be to depend on a third party to compensate for the damage in that case!
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