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Picking a Small Business Health Insurance Plan

Picking a Small Business Health Insurance Plan

Protecting your assets is important. And three of your biggest assets as a small business owner are your health,your employees, and your time. Finding the right plan from the right provider will save time, attract and retain quality workers, and keep your workforce vibrant and efficient.

There is no shortage of plans available on the market. Filtering through all the information can often lead to more frustration than fulfillment, so here are some key things to remember when searching for small business healthcare:

A dedicated agent. You want to know that your account will be personally attended to.Having a go to guy (or gal) is key. Efficiency, honesty, and leverage are the qualities you should look for in your agent. To check against the background of any licensed agent or broker, you can simply call your state insurance commissioner's hotline.

Plans with preventative health measures. There are certain features of plans, like nurse hotlines and wellness programs, that are designed to stop problems beforehand, or at least inhibit the growth of an existing illness.

Easy administration. You want to be able to handle your business plan easily through your account. Replacing lost cards, and keeping proper documentation should be seemlessly integrated into your business.

A reliable network of health care specialists. Its imperative that you have a good choice of physicians. Check for reputable doctors, especially if you or any employees have rare, chronic, or possibly fatal illnesses.

Insurance is a complex product, but it can be simplified by focusing on your goals, and picking a plan that's in line with them.




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