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subject: Insurance Forum: The Online Insurance Discussion Community [print this page]


Insurance Forum: The Online Insurance Discussion Community

The aim of an insurance forum and an insurance directory is to enable you to communicate with other policyholders and share your views about insurance policies. In a forum, you can share your experiences and seek other people's help in case you have any issues with your insurance.

A discussion forum on insurance is designed as a learning and sharing activity among insurance professionals and consumers. It introduces a basic framework for evaluating insurance products.

It has been created to provide a new medium between policyholders, insurers, and investors to discuss insurance in a way that they like. Everyone who has had bad experiences in insurance is encouraged to tell their story, although some other insurance-related websites, only harp on all the good things about insurance programs.

By highlighting some very valid complaints, insurance companies can draw a balanced portrait of the different insurance programs in the market today. While it is believed that everybody in the world should be adequately insured, it is also important that people be equally informed on what insurance products they are purchasing beyond the hype and pitch of insurance sales representatives.

The aim of forums is to build up a three-dimensional awareness on the different insurance programs available. All purchasing choices boil down to one fundamental equation: great product = benefits + tradeoffs. No matter how great an insurance product is, there are always tradeoffs that consumers must be aware of.

To say that there are many insurance programs today would be an understatement. There are as many insurance products in the market today as the important things in urban living. Hence, apart from life insurance and healthcare, you will also find insurance programs for buildings, cars, entertainment productions, homes, jewelry, and practically in all industries where there is a great risk of loss.

All this is good news, though, not all is rosy. From genuine misleading claims to a lack of understanding of insurance terms, these are just some of the many problems that haunt the insurance industry. By no means have these problems reached epic proportions, but they are worth looking into because they can and do happen even to the best of people.




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