subject: Why do I need travel insurance for my holiday? [print this page] Why do I need travel insurance for my holiday?
You can purchase holiday insurance for any duration of time usually with a maximum time away of a year. For your holiday cover you can get for example, 2 days if you go on a weekend trip, annual cover which covers you for a certain amount of trips during the year and backpackers cover which is for people who are going to be out of the country for a prolonged period of time. Backpackers cover usually covers more activities than standard insurance such as adventure sports such as white water rafting and bungee jumping.
Holiday travel insurance will usually cover you for medical, financial and loss of belongings whilst you are away.
Medical treatment can be very expensive, in the UK we are covered by the NHS which is paid via taxes but if you were unfortunate enough to be involved in an accident whilst away you could be looking into a bill of $20,000.
Not only does the travel insurance cover for medical bills but also if you were to get some of your belongings stolen, your insurance provider should reimburse you for your losses.
You can compare travel insurance quotes in the UK by visiting a number of different website. You can either go direct to a company you have heard of, of which there are many in the UK. Or you can go to a variety of sites that will compare the prices and cover for you from many different companies so you can see if you are getting the best price and cover for your holiday.
Apart from comparing your travel insurance quotes on price and cover alone you should also make sure you do your research into each company. You do not want to find out when it's too late if you were to have an accident or have something stolen on your holiday that you are not covered. There are travel insurance review sites where you can read and compare reviews left by users who have experienced dealing with the companies and leave their feelings on the site for you to read.
In the UK we seem to buy anything over the Internet assuming that the cheapest price will be fine but you might soon find that the cover you receive will not be good enough for your holiday especially if you plan to partake in any activities such as diving or horse riding.
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