subject: Baja Insurance Buy Today For Peace of Mind [print this page] Baja Insurance Buy Today For Peace of Mind
If you are planning to travel to Baja, Mexico now is the time to get auto insurance that will cover you while south of the border. Baja Mexico insurance will help you cover the high cost of repairs if you are in an automobile accident. Baja insurance is great because in Mexico, if you are in an accident, you are automatically presumed guilty, or as it's also referred to, guilty until proven innocent. This means that until you can rightfully prove that the incident was or was not your fault you are liable for all costs incurred. Baja auto insurance will allow you to drive with peace of mind that if something were to happen, you will have the protection you need.
When buying Baja insurance, it is important to understand what exactly you are paying for. Baja auto insurance is what it is. You get exactly what is listed in your coverage plannothing more, nothing less. The key components that are covered are medical expenses, property damage liability, fire and total theft, glass breakage, your physical damage, and bodily injury liability. Many times, there are also additional benefits such as bail bond, road service, and legal services. Also, if you do not purchase liability insurance, you will not be covered sufficiently while in Mexico. Even if your U.S. insurance states your coverage is valid in Mexico, the liability insurance portion of that policy is not recognized by authorities in Mexico. When traveling, Baja Mexico insurance is a must.
When purchasing Baja Mexico insurance for your automobile make sure that you provide clear information on the application. This is so that if you were to get into an accident, the claims process moves more quickly. It is also important to understand that, although Baja auto insurance is available to buy in Mexico, purchasing it before you enter the country is the wiser alternative. After all, the moment your vehicle crosses the border it represents an uninsured risk so, therefore, your commute to an insurance provider in Mexico will be an exposure you can likely ill-afford.
Lastly, be certain you purchase Baja auto insurance for every day you are in the country. Often times the enrollee miscalculates the anticipated duration of their stay and end up with Baja coverage that lapses early while they are still in Mexico.
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