subject: Car Insurance Problems [print this page] Car Insurance Problems
In every state it's necessary for every car owner to get their cars insured. A majority of people follow this rule but few are there who do not follow this rule. It's illegal to drive if one doesn't have car insurance but some continue to drive despite of knowing this fact. The things become worst when in the end they'll create trouble not only for themselves but also for other people on the road. Due to many reasons people avoid car insurance like its not affordable, they think it's a waste of money and negative feedbacks from the people who are indulged in car insurance.
Main problem occurs when it's the time to claim for their insurance for those who have got their cars insured. Some of the car insurance problems are discussed below:
Claiming: Many times people only come to know fully about their policy when they claim for their insurance. When you claim for your insurance then also you have to complete some formalities and pass them to you agency to claim for your insurance. when you are done with your formalities required to claim for insurance then only insurance company will start their procedure and will check out what you have claimed for is within your policy terms or not. Then only they'll decide to give you what you have claimed for.
Misconception of your car insurance policy: while planning to get your car insured see to it that terms and conditions of the insurance policy are well read and understood. If there are certain things that are not very clear to you be free to ask from your agent, don't hesitate in asking any query questions after all you are spending a lot on your insurance policy, if you feel that the policy about which you are discussing is lacking in some of the protection then ask your agent how to cover these things in your policy.
Ignorance of cops: police officials often hesitate to make reports of accidents in which damage occurred is $400 or below that. But you must see to it that if you are not at fault and you are thinking to claim for it then you must compel police officials to make a report of that accident so that when the insurance company will investigate to give you claim, you have an official report as a proof with you that will help you in getting claim easily.
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